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Banking

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Banking

10 Overdraft Fee Facts That Could Save You Money

A single purchase can trigger an overdraft fee that costs far above the original shortfall. Here are 10 things to know about overdraft fees, when banks can charge them, which federal protections apply, and simple ways to keep these charges from eating into your money.

Banking

What Joining a Credit Union Changes About Your Banking

Credit unions offer the same checking accounts, loans, and cards as banks, but they answer to members instead of shareholders. Here's what that ownership structure changes about fees, rates, ATM access, deposit insurance, and who's eligible to join.