The Library
A 529 plan penalizes non-education spending. A custodial brokerage account hands the child full control at 18. Here's how the main account types for kids differ on control, taxes, contribution limits, and financial aid.
Tariffs on imported goods don't land on a car insurance bill directly. They reach it through repair parts and replacement vehicles, the two things insurers actually pay for when a claim comes in. Here's the mechanism, plus the parts of a premium that stay open to a driver's own choices.
An advisor who promises you a specific return isn't just overselling — that promise is illegal. Here's what else shapes the advice you get, from commission structures and credential letters to trading activity that grows fees more than portfolios.
A survey of 1,000 U.S. adults found that the most common reason people bank where they bank isn't the rate or the app — it's how close the branch is to home. Here's what else the data shows about how people pick banks, when they pick them, and how rarely they change their minds.
Warren Buffett has publicly called Berkshire Hathaway the dumbest stock he ever bought — and estimated the decision cost him $200 billion. Here are eight investments and non-investments the Oracle of Omaha has admitted he got wrong, and what each one reveals about how mistakes actually happen.
An independent review of UNest, exploring its UTMA custodial accounts, portfolio choices, monthly subscription pricing, and how it compares to alternative brokerage apps.
One app fills orders in two windows a day and rebalances your portfolio for you; the other runs a 24-hour market with options, futures, and 60-plus cryptocurrencies. Here's how M1 Finance and Robinhood compare on fees, minimums, account types, cash rates, and borrowing.
A bear market has a working definition — a drop of at least 20% from a high — but the conditions around it show up in layoffs, earnings misses, political shocks, and even in unusual optimism. Here's what each signal actually indicates, and the options investors weigh when markets fall.
E*TRADE placed its first online trade in 1983 and now sits inside Morgan Stanley. Here's how its $0-minimum brokerage, Core Portfolio, and Managed Portfolios differ on minimums, fees, and asset classes — plus where the platform frustrates new investors.
Subway's U.S. store count fell to 19,502 in 2024, its lowest in years, even as the chain reports nearly 37,000 locations worldwide. Here's what's behind the closures, how they hit workers in Oregon, and what's changing on the menu and in the dining rooms.
Greece taxes foreign pensions at a flat 7% for up to 15 years; Panama and Costa Rica leave foreign income alone; New Zealand offers new residents a 48-month break. A plain look at how 10 countries treat retirement income from abroad — and what U.S. filing rules mean no matter where you land.
Combining multiple high-interest debts into a single payment can lead to a brief dip in your credit score, followed by long-term credit improvements if managed correctly.
